Cairo-based fintech startup Klivvr just hit a major milestone! The company has received final approval from Egypt’s Financial Regulatory Authority (FRA) to officially roll out its Buy Now, Pay Later (BNPL) service, marking a big leap in Egypt’s digital lending evolution.
What’s the Buzz About?
Klivvr’s BNPL product is designed to give users more control over their finances by allowing them to split purchases into manageable installments, whether shopping online or in-store.
- âś… Paperless sign-up
- âś… Instant approvals
- âś… Flexible credit limits
- âś… Fully integrated into the existing Klivvr app
And it’s not just a feature—it’s a core part of Klivvr’s mission to simplify how Egyptians spend, save, and borrow.
Leadership Speaks
“We believe financial empowerment starts with access and control,” said Nils Bachtler, CEO of Klivvr. “Our BNPL product was built to be human-first—designed to give users clarity, flexibility, and trust in every transaction.”
As the cost of living rises and consumers look for flexible payment options, demand for installment-based solutions is booming. Klivvr’s move couldn’t come at a better time.
Built for Today (and Tomorrow)
Unlike other BNPL offerings that feel like add-ons, Klivvr has embedded BNPL directly into the backbone of its app.
“From real-time credit scoring to frictionless user experiences, everything is built to scale responsibly while putting users in the driver’s seat,” said Omar Sherif, CTO of Klivvr.
That means:
- ✔️ Personalized credit limits
- ✔️ Real-time credit evaluations
- ✔️ A clear view of how payments impact your financial health
The feature will gradually roll out across Klivvr’s merchant network, with full access expected for all users later in 2025.
A New Chapter for Fintech in Egypt
“This is a turning point—not just for Klivvr, but for the future of lending in Egypt,” added Bachtler.
BNPL isn’t just a convenience—it’s a key strategic layer for Klivvr’s long-term growth. It adds new revenue streams, deeper user engagement, and a bigger footprint in Egypt’s digital finance market.
“We’re entering a new phase of responsible, data-driven growth,” said Bassem Youssef, CFO of Klivvr. “BNPL offers unmatched value to our users and strengthens our financial model.”
The Road Ahead
Founded to help people spend smarter, save better, and borrow seamlessly, Klivvr is now expanding its toolkit. With BNPL, the app becomes a true all-in-one financial platform—empowering users to take control of their finances, one purchase at a time.