PayTabs Launches AI-Driven Payment Platform Built in Saudi Arabia

Abbas Aziz By Abbas Aziz
3 Min Read

Local Innovation, Global Ambition

Saudi fintech leader PayTabs has just unveiled a powerful new AI-powered payment orchestration platform, developed entirely in the Kingdom. Designed to handle over SAR 325 billion in transactions, the platform brings together cutting-edge AI, local hosting, and plug-and-play infrastructure for banks and financial institutions across the region.

This major release aligns with Saudi Arabia’s broader vision of becoming a regional AI powerhouse, backed by a wave of public and private sector investment into advanced technologies.

What’s New with PayTabs?

Built in just four months, this AI-first platform is a game-changer for payment processing in the MENA region. At the core of the system is PayTabs Moderator, a customized tool that gives institutions greater control over transaction flows, compliance, and system optimization.

Here’s what makes it stand out:

  • âś… Locally hosted infrastructure for better performance and data governance
  • âś… Plug-and-play APIs to simplify integration for banks and large enterprises
  • âś… AI-driven tools to reduce failed transactions and enhance security
  • âś… Real-time data analytics to power smarter business decisions

The Rise of AI in Fintech

PayTabs isn’t just adding AI—it’s going all in. The company recently launched:

  • AI Payment Acceptance Booster – helping reduce declined payments
  • Data Warehouse Initiative – enabling live insights for smarter transaction monitoring
  • Automated KYC/KYB – streamlining user verification with AI efficiency
  • AI-Powered Customer Support & Fraud Detection – to improve service and reduce risk

Most internal teams at PayTabs are now adapting to AI-first workflows, reflecting a deep shift toward long-term scalability and innovation.

Expanding Across Borders

PayTabs’ new platform is already operational in:

  • UAE
  • Morocco
  • Azerbaijan

And the journey doesn’t stop there. The fintech firm plans to reach 1 million clients by July 2025, with eyes on international expansion and IPO readiness in the near future.

This positions PayTabs not only as a regional player but as a Saudi-born fintech exporter, taking its homegrown innovation to global markets.

Why It Matters

This launch is more than a tech upgrade—it’s a sign of how Gulf-based fintech companies are using AI to leapfrog traditional models and create future-ready infrastructure.

With national support for AI, a focus on local development, and a strong go-to-market strategy, PayTabs is setting the stage for Saudi Arabia’s emergence as a fintech innovation hub.