Tarmeez Capital and the Small and Medium Enterprises General Authority, Monsha’at, have launched a USD 1.06 billion financing portfolio to support Saudi SMEs. The announcement took place at Biban 2025 in Riyadh and signals a major push toward empowering entrepreneurs and strengthening the Kingdom’s economic landscape.
A Strategic Step for SME Growth
The new portfolio aims to expand financing access for SMEs across Saudi Arabia. Tarmeez Capital and Monsha’at designed this initiative to help entrepreneurs secure the funding they need to grow and scale their businesses.
The portfolio focuses on several core goals:
- Increase SME access to financing
- Introduce innovative Sharia compliant sukuk instruments
- Support sustainable and inclusive economic growth
- Align with Saudi Vision 2030 priorities
- Empower entrepreneurs with tailored financing options
Mansour Al Saadoun, Consultant to the Board of Directors and Executive Management, stated that the partnership reflects a shared vision to build sustainable financing models that support enterprise development and enhance long term growth.
Financing Through Sharia Compliant Sukuk
A key feature of the new portfolio is its use of sukuk based financing. This approach aims to provide a more flexible and efficient financing route for businesses while staying aligned with Islamic financial principles.
The sukuk framework allows SMEs to tap into:
- Efficient capital raising mechanisms
- Transparent and structured financing tools
- Lower risk models that attract more investors
- Financial solutions that suit business size and stage
This approach also supports national efforts to build a robust Sharia compliant financial sector as part of the Kingdom’s broader economic transformation.
Strengthening the SME Ecosystem
The launch forms part of a wider strategy to empower SMEs across Saudi Arabia. It builds on the strong partnerships Monsha’at has created to increase access to capital and enhance the competitiveness of small businesses.
The initiative aims to:
- Expand SME participation in the national economy
- Encourage entrepreneurship across key sectors
- Improve financing efficiency and market stability
- Support innovation driven business models
This portfolio also complements government efforts to raise SME contribution to GDP, a core target in Vision 2030.
Tarmeez Capital’s Growing Role in Fintech
Founded in 2022 by Nasser Alsaadoun, Tarmeez Capital has positioned itself as a key player in Sharia compliant fintech innovation. The company offers sukuk based financing solutions for businesses of all sizes and provides investors with opportunities that focus on strong returns and quality assets.
Its partnership with Monsha’at further strengthens its role in Saudi Arabia’s fintech ecosystem and highlights the rising demand for modern financing methods grounded in Islamic principles.
A Strong Push Toward Sustainable Growth
The Tarmeez Capital and Monsha’at partnership marks a major milestone for SME financing in the Kingdom. It expands access to innovative capital solutions and highlights the growing importance of fintech in shaping Saudi Arabia’s economic future. The initiative aims to empower entrepreneurs, accelerate business growth, and support a more dynamic and sustainable SME ecosystem.